Lubbock Habitat offers a simple, decent, affordable homeownership program for low to middle income individuals/families.
You can also download a full information packet on everything needed with the link below.
Attend an informational workshop during the open application period. The workshop will provide additional in-depth information about the Partnership & Homeownership Programs. You will receive a certificate of attendance and completion.
Start organizing your financial information. A good resource can be found at www.handsonbanking.com. At the appropriate time, LHFH is going to ask you to provide documentation showing all your income, expenses, and debts.
Check your credit. Checking your credit is vital for your Habitat for Humanity application. Do not be discouraged if your credit is not where you desire for it to be. However, it is important that you are aware of your financial status. We want to assist in your preparation of becoming a successful homeowner and this is part of the process. If there are outstanding past due items, begin the process of resolving the debts by making payment arrangements with creditor(s). If appropriate, dispute the charges.
If you have outstanding debts, need assistance resolving any credit concerns or getting your credit report, please contact any of the following individuals
Legal Aid of NorthWest Texas can help you with legal issues that may need to be resolved before you apply to the Habitat Partnership Program. State you are working with LHFH. Please contact them at 1711 Avenue J, Lubbock, TX 79401 or by calling 806-763-4557, M-F 9-5
When you are ready to submit your application you will also need to submit a payment for associated fees for your background check. Applications are only accepted during the open application period. Please contact Lubbock Habitat for Humanity at 806-763-4663 or view the website at www.lubbockhabitat.org to verify dates for open application periods.
As part of the application process, at least six (6) months of financial information and an income and expense statement are required. Such financial information consists of income verification (paystubs), current housing payment (rent receipts), and bill payment receipts (electricity, gas, TV service, etc.). You will need to include all individuals age eighteen (18) and older that work as part of your application and income verification. See “Partnership Application Documentation” for additional information. Food Stamps are not counted as income.
Only applicants that meet the requirements will be accepted into the Partnership Program. Upon successful completion of the Partnership Program and having the required deposit in place, the applicant will be moved into the loan qualification stage.
Only completed applications will be accepted.
Once you have completed the required sweat equity and prospective buyer education classes and before LHFH closes on your home, you shall submit the required documents to qualify for your mortgage loan.
See if your income qualifies you for a new home using our Maximum Income Guidelines.
Learn how you are protected from credit discrimination based on race, color, sex, etc.
See a list of categorized links that might assist in helping you become qualified for a home.
Download a full information packet on everything needed with the link below.
3630 50th Street
Lubbock, TX 79413
Monday-Saturday
10am-6pm